Natthawan Apiratanapimolchai, Chief Retail Strategy and Distribution Group at TMBThanachart Bank Public Company Limited (SET: TTB), revealed that 2025 marked a year of quality growth for ttb reserve, leading to the 2026 target of expanding from premium credit card products for wealth clients to developing comprehensive wealth solutions, covering financial, investment, long-term planning, and lifestyle aspects.
In the past year, assets under management (AUM) from mutual funds grew by 11%, while fee income surged by 22%, reflecting wealth clients’ confidence in TTB’s product selection and portfolio management.
Regarding ttb reserve credit cards, after five years since launch, the number of cardholders has risen to 50,000. The portfolio is split into ttb reserve signature for clients with assets of THB 5 million or more, and ttb reserve infinite for clients with assets of THB 30 million or more—these products act as key gateways connecting customers to holistic Wealth Banking services.
Looking ahead to 2026, the bank aims for continued expansion of the Wealth Banking business, considering not only AUM but also ownership of other products such as insurance under designated campaigns, home loans, and auto loans, in order to truly serve all banking needs for every customer segment. The goal is to increase wealth clients by approximately 5,000, or about 10% growth from the present figure, and to raise AUM from around THB 715 billion to THB 750 billion, or a 6-7% increase.
With the aim of positioning ttb reserve as a “wealth advisor”, TTB has designed financial solutions to enhance customers’ wealth, ranging from the development of fundamental financial products (such as deposit accounts and credit cards) tailored to client needs, to comprehensive investment solutions covering both domestic and international assets, as well as insurance solutions that address wealth clients’ requirements across life stages.
Products include foreign currency deposit accounts (FCD), Global Allocation Series mutual funds, funds investing in US dollars (USD), and structured notes serving offshore investment demands, which grew remarkably by over 113% last year. There are also solutions for tax planning and wealth transfer or inheritance to customers’ families through various types of insurance products.
