Tidlor Holdings Public Company Limited (Tidlor Holdings, SET: TIDLOR) reported quality growth in 2025, with net profit rising 17.4% year-on-year. The performance reflects the Group’s strong business fundamentals and adaptability amid a challenging external environment in 2025, spanning economic headwinds, international conflicts, and severe natural disasters. As a result, the Group extended its profit growth streak for the 16th consecutive year since 2010.
Most recently, Mr. Piyasak Ukritnukun, Managing Director, shared his perspectives and the story behind the Group’s success beyond the financial statements in the 21-page 2025 Letter to Shareowners. The letter emphasizes that the organization’s key driver is human capital, which the Group views as its most valuable off-balance-sheet asset. The Group continues to invest in upgrading employees’ job-related capabilities while fostering a digitally literate organizational culture. This includes elevating digital fluency across the organization and embedding AI literacy into the Company’s DNA, enabling employees across functions to apply AI in their work—from product and service development, to IT systems and infrastructure enhancement, and to ensuring operations are conducted in full compliance with applicable rules and regulations.
The letter also highlights the strong momentum of the insurance brokerage business, with revenue growth outpacing the loan business for the second consecutive year. It further reinforces the Group’s strengthened financial position, supported by a credit rating upgrade from TRIS Rating and an “A-” rating from Japan Credit Rating Agency (JCR), which unlocks additional funding sources and further strengthens the Group’s financial position. In addition, the letter recounts inspiring stories during the Hat Yai flood, marked by volunteerism, sacrifice, community, and bravery among employees who mobilized to support affected communities—even as their personal possessions were impacted—reflecting an organization that cares and acts with compassion.
Collectively, these stories reflect Tidlor Holdings’ defining “antifragile” properties — exhibiting not only resilience through crises but also the ability to grow potentially stronger and more adaptable. The Group remains focused on driving quality growth and delivering sustainable returns to shareowners as it moves forward into 2026 with confidence.
