Today (December 9, 2025), Mr. Siripong Angkasakulkiat, spokesperson for the Office of the Prime Minister, stated after the Cabinet meeting that the measures to enhance savings opportunities and financial security for the public have not yet been considered by the Cabinet at today’s meeting.
This is because the details of the savings measures are quite extensive and were just reviewed by the Economic Cabinet yesterday. It is expected these measures will enter Cabinet consideration next week, along with the “Half-Half Plus Phase 2” program.
As for the new round of registration for the “State Welfare Card,” which has not been reviewed for three years, registration is expected to open in early January 2026.
Mr. Anutin Charnvirakul, Prime Minister and Minister of Interior, expressed concern regarding the income criteria, as there have been complaints that, even when income does not exceed the THB 100,000 threshold, some applicants still possess high-value assets.
The Prime Minister has therefore instructed the Ministry of Finance to thoroughly review all aspects of the criteria to ensure that the registration and verification process is fair and equitable.
The fourth pillar of the “Quick Big Win” measures to promote public savings includes:
- Thailand Individual Savings Account (TISA) Project: Allows individuals to invest in a variety of options such as Retirement Mutual Funds (RMF), Thai ESG Funds, with no limit on each fund but with an aggregate tax deduction limit set by the government, up to THB 800,000. This enables flexible and accessible investment opportunities for the public.
- “Om Plus” Government Bonds Project: Highly secure government bonds available for purchase through both online and offline channels, with a minimum purchase amount of THB 1,000. The bonds can be bought monthly, particularly targeting those nearing retirement and the elderly to promote long-term savings. They are offered for sale every month and can be traded on the secondary market for liquidity if needed.
- Stamp Duty Exemption Measures for Microinsurance: Exemption of stamp duty for low-premium microinsurance policies with simple conditions, allowing low-income earners easier access to insurance.
- Lump-Sum Annuity Life Insurance: Annuity life insurance products that pay a lump sum when annuity payments begin, helping individuals prepare for retirement more flexibly and reducing reliance on state pension systems.
