Bangkok Bank Public Company Limited (SET: BBL) continues to closely monitor and support its clients in response to ongoing geopolitical risks, especially noting pressure on manufacturers and exporters facing increased energy and raw material costs, and prioritizing risk management and efforts to prevent new non-performing loans in affected sectors.
According to President Chartsiri Sophonpanich, BBL remains committed to providing working capital and liquidity support to help businesses manage higher operating costs. The objective is to support these firms through the period of adjustment until their pricing is aligned with higher expense levels.
International operations, which accounted for a quarter of BBL’s total income by the end of 2025, remain a significant driver of growth. The bank is targeting stable international revenue performance despite rising uncertainties linked to global geopolitical trends. A key element is the bank’s extensive overseas branch network, which enables local teams to deliver targeted solutions adjusted for each market’s unique risks and circumstances, supporting long-term earnings resilience outside Thailand.
Mr. Chartsiri added that sustained capital inflows are expected for the ASEAN region over the medium and long term, provided it maintains neutral ground and positive relations internationally. This development would benefit both Thailand’s and the region’s manufacturing base.
On long-term strategy, BBL underlined its focus on sustainability, with initiatives such as Bualuang Green, Bualuang Transformation, and Bualuang Transition Finance designed to help Thai businesses reduce carbon emissions and meet global standards. The bank is also working to help clients align with new regulations such as the EU’s cross-border carbon tax and anti-deforestation measures, as well as accelerate digital adoption to drive efficiency and long-term competitiveness.
BBL has set ongoing funding targets for key sustainability projects. While higher initial investment is anticipated for entrepreneurs, these efforts aim to reduce costs over time and increase value for customers and products.
Persistent uncertainties—from the COVID-19 pandemic and the Russia-Ukraine war to rising U.S.-China tensions—prompt BBL’s suggestion for clients to diversify risk by expanding market reach at regional and global scales, to improve business resilience.
Improving operational efficiency is seen as essential amid intensifying challenges. Businesses capable of supply chain management and continuous production could find opportunities even during crises. Domestically, BBL is confident in the government’s expertise to enact policies mitigating living costs and addressing economic challenges.
During a recent analyst meeting, Mr. Chartsiri outlined BBL’s 2026 credit growth target at 2–3%, with loans to businesses and international activities growing 2–4%, SME lending expected to remain steady, and retail lending projected to rise by 1–2%, based on GDP growth assumptions of 1.5–2.0%.
For the second half of 2025, BBL announced a dividend payment of THB 8.00 per share, with the stock going ex-dividend (XD) on April 22, 2026, representing a yield of 4.81% based on Wednesday’s closing price of THB 166.00 per share. Notably, an earlier interim dividend of THB 2.00 per share for 2025 had already been distributed.
