Rabbit Life Insurance Unveils ‘Health Smile’ Plan for PM2.5-Era Employee

Rabbit Life Insurance Public Company Limited, also known as Rabbit Life, a subsidiary of BTS Group Holdings Public Company Limited (SET: BTS), moves forward in developing a health insurance solution tailored to meet the needs of urban professionals amid increasingly challenging environmental factors particularly the ongoing PM2.5 situation. Presenting its comprehensive health insurance plan “Health Smile” under the concept of “Smile through any Illness” designed to help salaryman manage healthcare expenses confidently.

The plan offers lump-sum medical coverage that supports corporate employee benefits and helps reduce employees’ out-of-pocket expenses. Premiums start at only THB 348 monthly with coverage up to THB 20 million per illness, enabling individuals both life and work with greater peace of mind. This reinforces Rabbit Life’s position as a leading insurer for the new generation under the vision “Think differently to improve your life with a life insurance that hedge your bets and provides simplified solutions.”

Mr. Korn Chinsawananon, Managing Director of Rabbit Life Insurance, stated, “Thailand continues to face persistent PM2.5 air pollution. According to Thai Health Promotion Foundation (Thai Health), many areas across the country experience prolonged periods of air quality levels that pose health risks each year, with PM2.5 concentrations reaching nearly 100 micrograms per cubic meter.

However, the risks faced by salaried workers extend beyond air quality. prolonged sitting, office syndrome, and stress as well as common illnesses such as influenza and gastrointestinal diseases,  this affects quality of life and lead to a financial burden on an increased medical expense, which reflects the complexity of a health-related risk in today’s environment, and it also becomes a key challenge for an organizations in providing more comprehensive employee care similar to other benefits the organization provides.

As the leader in an insurance field for a modern generation, Rabbit Life remains committed to developing a flexible insurance solution aligned with the modern-day consumers’ behaviors, particularly the growing of emphasis on risk management and effective healthcare financial planning. Through a comprehensive health insurance plan “Health Smile” under the concept of “Smile through any Illness” to complement existing the employee benefit that may not fully cover all medical expenses, helping to reduce the extensive expenses while expanding access to quality healthcare with confidence. This also reinforces Rabbit Life’s role as planning partner, supporting working professionals in managing the risk and maintaining quality of life more sustainably”.

The “Health Smile” is designed to meet the health care needs of the modern employees seeking flexible coverage with long-term medical costs protection. Its key strength lies in lump-sum medical coverage, enabling policyholders to manage expenses effectively. The plan is also designed to be accessible and seamlessly integrated with corporate benefits, helping reduce out-of-pocket costs while ensuring continuing access to treatment. With the premiums starting with only THB 348 monthly*, the plan offers coverage of up to THB 20 million per illness, along with tax-deductible benefits on premiums of up to THB 25,000 per year, delivering both value and flexibility for modern-day employees’ health care plan.

“Rabbit Life Insurance remains to continuously developing insurance products and solutions to align with the rapidly changing lifestyle and consumers’ behaviors. We determined to make insurance integrated into every part of life that helps people manage the unpredictable changes and live confidently every day,” Mr. Korn concluded.