Mrs. Chavinda Hanratanakool, Managing Director of Krung Thai Asset Management Public Company (KTAM), stated that investors seeking tax benefits should begin preparing and planning their tax management now. In 2025, there will no longer be SSF funds available for tax privileges, unlike previous years. She encourages investors to plan their tax-efficient investments for maximum benefit.
KTAM recommends two categories of mutual funds for tax benefits. The first category is Retirements Mutual Funds (RMF), with three recommended funds:
- For Thai equities, KTAM suggests the Krung Thai High Dividend Equity RMF (KT-HiDiV RMF), focusing on investing in SET-listed stocks with strong fundamentals, a consistent dividend payment record, and future dividend payout potential.
- For megatrend equities, KTAM recommends KTAM World Technology Artificial Intelligence Equity RMF (KT-WTAI RMF), investing mainly in Allianz Global Artificial Intelligence (the master fund), which focuses on global equities benefiting from AI advancements.
- For alternative assets, KTAM suggests KTAM Gold RMF (KT-GOLD RMF) (risk level 8), focusing solely on investing in SPDR Gold Trust in order to generate returns closely tracking the gold price after expenses.
As for Thailand ESG Fund (ThaiESG), two funds are recommended:
- Krungthai ESG A Grade 70/30 Fund (Thai Sustainability Class) (KTAG70/30-ThaiESG) invests in stocks with a SET ESG Rating of A or above, suitable for investors prioritizing sustainable investment.
- Krungthai ESG A Grade Fund (Thai Sustainability Class) (KTAG-ThaiESG) invests in large, medium, and small-cap stocks with a SET ESG Rating of A or above, averaging at least 80% of NAV per fiscal year, to reduce unexpected risks.
Investing in ThaiESG funds is a long-term option in businesses that prioritize environmental, social, and governance (ESG) factors, which contributes to Thailand’s achievement of its sustainable development goals.
KTAM is also offering a promotion from now until December 30, 2025. Clients investing in participating RMF or ThaiESG funds will receive KTSTPLUS investment units worth THB 100 for every THB 50,000 invested (terms and conditions apply).
